About Our Vehicle Loans

Empower Credit Union will finance the value of a new car, truck, motorcycle or van, including tax, title, license, GAP, and Mechanical Breakdown Protection, depending on individual credit history. The maximum term for this loan is 84 months. Getting a loan from Empower Credit Union is fast, easy, and convenient. You can apply in person, online, or U.S. mail, or even by fax and most consumer loan requests can be processed and approved in one business day or less.

If you have questions or want more information, please call us at (414) 988-6600 or click here to apply online!

Empower Credit Union reports all loan activity monthly to consumer reporting agencies.

GAP Coverage

If your vehicle is stolen or totaled, most insurance policies will only cover how much the vehicle is worth, and NOT the balance still left on your loan. GAP bridges the difference between the two and protects you and your entire investment when you encounter the unexpected.

Why get GAP?

GAP is an inexpensive, convenient way to protect yourself from losses when your standard insurance isn’t enough. You can enjoy your new car without having to worry about the cost of an emergency.

• Easy on your wallet
• Brings you peace of mind when you purchase a vehicle
• Pay out of pocket or add to your existing loan

Receive Auto Advantage Program Complimentary with GAP Coverage

• Auto Deductible Reimbursement – pays up to $500 per loss
• Personal ID Restoration – helps restore your good name if your identity is stolen
•  Consulting & Warranty Vault – online storage for your warranties

Mechanical Breakdown Protection – Protect your investment from mechanical repair costs

• Emergency Roadside Assistance
• Paintless Dent Repair
• Windshield Repair Protection
• Rental Car Allowance

Find out more – contact us today!

*APR=Annual Percentage Rate. Loans are subject to credit approval.  Rates based on credit score and collateral. Rates are subject to change at any time.  Advertised rate available on 2022 model year or newer vehicle (car, truck, motorcycle) loans only. Collateral must be acceptable to Empower Credit Union (e.g. no branded titles). Minimum loan amount of $15,000 for terms greater than 67 months. Existing Empower Credit Union loans are eligible for refinancing if adding $5,000 new money or more to the existing loan. Other rates and terms are available. Membership eligibility is required. Other exclusions may apply. Payment example: $1,000 borrowed at 6.99% APR for 72 months equals $17.05 per month.